Product Owner

We are seeking a Product Owner (PO) to join our technology operation focused on the credit segment. This role emphasizes the credit desk, decision engine, and digital solutions that enhance analysis, decision-making, and operational efficiency.

This strategic position involves a strong interface between business, technology, and data, contributing to the development and evolution of products that directly impact the core credit operation. We are looking for a professional with a product vision, strong analytical skills, and the ability to translate business needs into scalable digital solutions.

Responsibilities

• Act as Product Owner for products centered on the credit desk and analysis/decision processes.
• Define the product vision and contribute to the strategic roadmap.
• Create, maintain, and prioritize the Product Backlog, ensuring focus on business needs and customer value generation.
• Translate business demands into clear functional requirements and user stories for the development team.
• Conduct requirement gathering and refinement with credit, risk, commercial, and operations teams.
• Serve as a bridge between business, technology, and data, ensuring stakeholder alignment.
• Understand user and credit analyst challenges, proposing digital solutions to optimize processes and decisions.
• Monitor product development to ensure adherence to credit rules, internal policies, and strategic objectives.
• Actively participate in agile ceremonies (refinement, planning, reviews, and dailies).
• Monitor product performance indicators, including conversion, operational efficiency, user experience, and business results.
• Ensure product alignment with regulatory standards and best practices in credit risk management.
• Support commercial, credit, and development areas, facilitating continuous product evolution.

Requirements

• Previous experience as a Product Owner, Product Manager, or similar role.
• Experience with digital products and technology teams.
• Proficiency in agile methodologies.
• Strong analytical and communication skills for technical and business stakeholders.
• Experience or knowledge in the credit segment or financial products.

Nice-to-Haves:

• Experience with credit desk, decision engine, credit policies, or financial products.
• Knowledge in financial analysis and credit risk management.
• Familiarity with the 4 Cs of credit (Character, Capacity, Capital, and Conditions).
• Experience with product indicators and metric analysis.
• Knowledge in data and analysis tools (SQL, BI).
• Experience with regulated environments (financial, credit, or fintech).
• Experience with Microsoft Azure tools and environments.

Additional Information

This is a CLT (Brazilian employment contract) position.

Benefits:

At Trade Technology, we believe in caring for our people beyond just salary.

• Training Incentive: We encourage continuous development and support participation in events, courses, and certifications. As partners with IBM, Oracle, Microsoft, and other major tech players, we provide access to top training platforms.
• Food and Meal Voucher – Flash: Receive a flexible card with monthly credits for use at markets, restaurants, and accredited establishments.
• Health Plan: Corporate health plan for your well-being and peace of mind.
• Dental Plan: 100% company-funded dental plan.
• Life Insurance: All employees receive fully company-funded life insurance.
• Birthday Day Off: Enjoy a day off in your birthday month to celebrate.
• People Management Platform – Qulture.Rocks: We use Qulture to strengthen our people management culture, aligning priorities, monitoring goals, working with OKRs, recording recognitions, and building development plans collaboratively.

Let's connect people and technologies?

At Trade Technology, we deeply value human relationships. We believe innovation, development, and transformation are driven by these relationships. Our behaviors are based on transparency, trust, and truth. We partner with major technology market players like IBM, Oracle, AWS, and Lenovo to ensure innovation and digital transformation. Our three pillars of action are: Infrastructure (Products and Services), Cognitive Science (Software and Data Science Services), and Information Security Consulting.

Cognitive Science

Our Cognitive Science vision is to transform the future through data-driven insights, focusing on service personalization and creating innovative products with cutting-edge technology. Beyond our Sivee and Timezer solutions, we provide outsourcing to strategic clients. We utilize stacks such as PHP (with Laravel), Python, C#, .Net, Angular, React, among others.

IT Infrastructure

Our Infrastructure team is recognized for its technical expertise and strategic value to clients. Its mission is to implement and sustain IT solutions with a focus on agility and quality, working with specialists across various areas and technologies.

Information Security Consulting

Our Consulting team delivers valuable solutions tailored to each client's needs. This area is responsible for boosting client success by providing services compliant with aligned expectations, based on general principles of Information Security and the General Data Protection Law.