AD&D insurance

PHP developer jobs that list AD&D insurance (Accidental Death & Dismemberment) as a requirement are typically in the InsurTech or HR technology sectors. In this context, you will be building software platforms that manage employee benefits, insurance policies, and claims processing. Your work will focus on the backend systems that power these complex and data-sensitive applications.

Developing Benefits Administration Platforms

As a PHP developer, your responsibilities will include creating and maintaining modules within larger HR Information Systems (HRIS) or insurance management platforms. You will develop features for employee enrollment in AD&D and other benefits, calculate premiums based on various factors, and manage policyholder information securely. The role requires a high degree of accuracy, as your code will handle critical financial and personal data.

Core Competencies and Domain Knowledge

Success in this field requires strong technical skills combined with the ability to understand and implement complex business rules related to the insurance industry. Key skills and areas of focus include:

• Building secure, multi-tenant applications using a modern PHP framework like Laravel or Symfony.
• Designing complex database schemas to model policies, enrollees, and beneficiaries.
• Implementing logic for premium calculations and coverage rules.
• Ensuring the application complies with data privacy and security regulations.
• Integrating with payroll systems or other third-party HR services via APIs.